It's really impossible to give you a direct answer on your question without knowing a lot more about your plans. 

I have my vision board directly across from my desk in my office and I see it everyday, all day.

There are many variables that were not in your post that we would need to know to point you in the right direction.

And any that ask for any kind of commitment fee up front thats a fake lender.. two big national lenders are Kiavi and Lima one these are direct you can start there and they are very transparent with what kind of experince you need and pricing. this is what market pricing will be..

When I asked the seller for receipts detailing the work done and requested permission to speak with the mitigation company directly, he refused.

Real Estate, Self Help/Health, Starting my own Direct to Seller Business, Roth IRA, Crypto, and my family! 

I love how direct you are with what you need. 

When you transfer retirement funds into a self directed account you can certainly buy real estate with it. 

A San Antonio client of mine reached out directly to ALE's placement reps after months of waiting.

To who this may concern,To discuss any matter in depthYou can reach me directly at my email on my profile page(biggerpockets wouldn't allow me to comment with my email here).