When reaching out for the first time, it might be best to focus on introducing yourself rather than diving straight into the topic of purchasing the property.

I know it’s an often visited topic, but I would be interested in receiving private messages from those of you who currently offer no money down options for fix & flip and fix & hold investing.

This could be an individual person willing to give you money, or a private bank, or an organization or business of some sort.The long answer is much longer and if you're interested in diving into the topic here's a few resources I can recommend:These are two great books (also available as audio books and e-books) that go over the fundamentals of what private lending are, what it means to raise capital, how to find deals to buy with private capital, and a lot more.

@Kyle CarterStart by understanding the concept: https://www.biggerpockets.com/forums/51/topics/1075919-five-...

Lastly, simply raising the rent to cover the water bill seems like the easiest, however, should their portion of the bill exceed the amount I increase their rent by, then it'd be out of my pocket.I'm kind of at a crossroads here with making a decision and want to hear anyone's experience regarding the topic.

Hi @Jesse ThompsonI'm going to help out a bit to give you some links where there has been quite a bit of discussion on this topic already. 

Hello REI community,I have questions in the topic of large multifamily apartment complexes generally around the U.S.

Hello All,Very interesting conversation on this topic. 

Plus, we have intentionally started being overly communicative with the city, and they have been surprisingly responsive.Great post and topic by the way!

Also search the forums here as there are thousands of helpful posts / answers to almost every topic you could think of.