It really breaks down to: Lookie-loosUnmotivated (Not Selling)MotivatedOh - I did get one call from a local police station because an elderly lady thought my letter looked suspicious and the officer wanted to make sure I wasn't scamming the elderly!

She is essentially a hoarder and extremely suspicious.  

Used to do thousands of BPO's years and years ago.We would try to take pics when nobody was there and took a few seconds while the car was rolling to do address, front, and side and then go down the road for street view.It didn't happen to me but others were pulled over by the police or they went to their house saying a neighbor reported suspicious activity of a driver.In that case the agent just showed the BPO report to the officer and what they were doing for the BPO mill or lender and it was fine.I don't know what would happen in your case.

I think you are smart to be suspicious.

We let the water run to follow the traveling pattern as we felt suspicious of all walls being compromised.

In fact, it sounds like the only thing that makes you suspicious is that he agreed to do what you asked him to (mentor you). 

He got in touch with me as well and sent me a document that looked a bit suspicious but your right the suntrust website looks legit.

You say you didn't realize he was unlicensed until it was "too late" but you also say you realized right away that the permit had been pulled in a different name, which made you suspicious. 

@Chris SeveneyNumbers look solid, but I am typically suspicious of no CapEx required kind of deals.

Any "side deals" not disclosed in the Closing documents, aside from being illegal, would violate the lender's terms of the note and mortgage subscription; resulting in the mortgage being called.Now, when it comes to concessions / credits which are disclosed as part of the transaction, while they are permitted, lenders will become "concerned" {read: suspicious and frightened} if the concessions are too large.