Great idea Melissa.In my area we had a city legal aid committee that put together a pamplet about tennant responsibilities and landlord responsibilities and not only handed it out but incorporated it into the rules which was incorporated into the lease agreement.

As I understand what is happening on the lenders side - they do this:Use either what is owed or some 'fair-market value' number to put the house up for sale.Get an offer for a potential buyer.Take that offer to their "committee" / underwriters / whatever they call it for approval.The approval committee has no arbitrary power and no knowledge of property values - so they have to cover-their-*** with paperwork justifications for all their 'decisions'.

I'm sorry it took so long, but we're still trying to get organized internally with committees and such.  

If you're not as interested in being a Board Member or attending the meetings, etc. but still want to help out, see if there's a committee you could join or start.

That being said, you never know which crazies will come out to speak against your case at a zoning committee or board of adjustment hearing. 

The Washington State Housing Finance Committee is a governmental agency that assists in implementing federal programs in our state.

The argument they use about their longevity and committees they get to keep.4.

Thanks @Jay Hinrichs  You are right - I and most of us don't know all that's involved with banking at the back end - the committees and regs.  

The developer believes that this program will be extended indefinitely, and we are told it has passed through the house and the senate finance committee.  

I do know from talking with many VP's at banks for commercial loans that for residential or other types there are many banks with crud on the books.With regulators breathing down their necks the last thing they want to do is take an oddball loan to the bank committee to vote on.