That makes me lean more toward a predatory loan the originator didn't want to enforce since most lenders are not charities.  

$0.47 per stamp, that's $7520 out of pocket.I can almost guarantee you that if that same person was a licensed agent and sent 16,000 letters that simply said "Hi, I'm a local real estate agent, I know our area and community, I'm passionate about real estate and helping people, and I'm also a volunteer at XYZ Charity Event coming up next week if you'd like to come and meet me, or if not hey let me know if you or anyone you know could use my assistance" (polish it a little but you get the idea) and included 4 business cards in each of the sixteen thousand mailers... that'll get "slightly" more than zero responses and likely earn that person "slightly" more than zero dollars and zero cents!

So I called it out, and she said they were just fostering the cats (it's part of their charity that their store donates to...

The people who helped them in a situation where they were about to lose everything.Right now the first thing to do is decide what you are doing, charity or business.

Charity

Lambos, vacations, girls, charities, whatever it is for youWork hard, studyCrashRepeat

However, I've yet to hear of a charity which caters to that market. 

We rent to refugees through the catholic charities in Cleveland.

I will probably go to Restore or another charity building supplies place because the one nearby usually has a good selection of cabinetry.  

This is your business, not a hobby or a charity.