I would not automatically assume the equity lock option is for a 10 year period.

For example, our company automatically starts evictions in a Resident it 30 days behind in rent.   

Better off using a 5% ARM or conv and then hope to drop PMI early with appreciation and if not at 80% LTV automatically.

Basically, you are stuck in limbo until the the case is dismissed because the automatic stay prevents you from foreclosing.I've read that some borrowers (especially the ones that are legitimately trying to pay their debts) will file a POC on behalf of creditors, which they are allowed to do.

They also have many if not all of the features that QBO has to offer including bank feeds (will automatically import transactions that hit the bank), Rules (you set a rule and when it recognizes an expense from lets say "Home Depot" it will automatically code it to "Repairs & Maintenance", and also has Classes to code transactions to the proper building.  

We are now moving to automatic draft from their account. 

If so, they have sent out automatic highest and best disclosures to me in the past after we have signed a contract. 

Maybe this is the "pretty girl syndrome" (don't bother pulling a sexist card), where the pretty girl has no date because everyone assumes she automatically has one...and never bothers asking, or assumes she would say no to them.Ask why...find out why...don't assume. 

I haven’t read the last FARBAR version in detail, but in prior versions:  if the buyer doesn’t obtain financing approval by the date set in the contract, usually 30-45 days, then Either party may cancel the contract, in writing.....no automatic loss of EM.

An agent can easily set up a search criteria for you so that any duplexes that come on the market you get an automatic email.