They will have yet other criteria to determine how much to lend on a particular deal.Understand too, that HML’s are like fingerprints.

I think I had to provide copies of things like my passport and fingerprint, but it was pretty easy.

Her name is not even on the deed, partially because our schedules were very different at the time when I bought the property at auction and had to return paperwork in a hurry, but mostly she didn't want her fingerprints on my trainwreck.

Like if someone came to me and said they wanted to invest a million dollars but they wanted me to go get finger printed?

NYC has a 40 question exam you have to sit for and get fingerprinted prior.

If you pass, you need to get finger printed (more money), and pay BRE, CAR and your local association fees.  

You complete the training, take the test, get your finger prints / background check done, then you "hang your license" with a principle broker for 3 years.  

WSJ article on deed fraud aka as stealing your house with the aid of online property records.Given our government's horrific record on protecting online records (every government worker or former government with a security clearance had their fingerprints their personal history and a large part of their financial history stolen by the Chinese government, one of the worst screw-ups in American history) this can become a major issue especially for landlords who very rarely or never visit their properties.  

The state will contact you with an ID number and fingerprint information.  

Another couple of weeks to get approved by trec and schedule fingerprints and test.