They also stopped or "paused"; so I throw them into this bucket too.

The professional recommendations fell into two buckets.

Got it down to a science pretty much.We have a station in a closet with 3 sets organized ready to go and a cleaning bucket with spray, wipes, dusting cloth, windex, etc.STR turnover averages maybe every 3 days.

So, maybe we fall into the weird bucket.

if a seller is not workable over the phone, we do not load up in our cars to go spend the day with total strangers that have pie in the sky daydreams a buckets full of cash from the sale of their house.

but I had a few thousand transactions in my experience bucket and I did it for one client only..  

The loan caps vary across lenders, across experience buckets, across asset valuations but 70% - 75% is standard.9mo note at 12.99 i/o - Most say "12" months and then bake in a fee if it goes longer than 9 months.  12.99 is high. 

The shorter amortization bumps the payment up $2k/mo, but at the profit levels of these types of facilities, that's a drop in the bucket.

So....... with my previous CPA (who has since unexpectedly retired) we did a cost segregation study on an asset that was placed into service in 2021 which broke down the bonus depreciable items into 3 buckets, a 15 year bucket, a 7 year bucket, a 5 year bucket and the rest would be on a 39 year straight line depreciation schedule as it is a short term rental.

They may ask you for you b.g. in real estate, are you brand new or have you been at least looking for a while.Ask them for their leverage buckets for experience and credit.