I don't think there is a black-and-white decision between selling and refi.

And considering I think a person who puts in plain black and white that integrity and character of the operator are key -- and then does something underhanded and incompetent is just mind-boggling to consider -- so I'm only left with a negative feeling about the documents these darned attorneys dream up! 

Hi Eddie,I am not from the US but I do run a brand of coliving and working spaces of 1000 units out of Cape Town SA.

Quote from @Bruce Woodruff: There is the black and white approach where only $100mm and 4% body fat are acceptable.

(i) has not attained the age of 19 as of the close of the calendar year in which the taxable year of the taxpayer begins, or(ii) is a student who has not attained the age of 24 as of the close of such calendar year.Here, in black and white, the law specifies that the determination is made as of December 31st and applies to the entire year.

A Black-swan to monitor for. - If an enduring "fix" is implemented in realm of MFH / Commercial Finance, for example a kind of gov. insurance similar to FHA but for a commercial finance bridge loan to cover the rate disparity and swing it to back end or something like that, something.

but end of the day lots of Black on your balance sheet simply is not a bad thing.. 

@Michelle Reid I'm a big fan of the LTR market in Cape Coral right now.

Quote from @Carl Rowles: We signed the lease on Black Friday.

I think it requires some "black-swans" to get us there but hey, that's my take, who knows, I also thought shopping online was dumb back when, lol.