Again, knowing nothing about this particular company, my bet is that type of company will require money up front just to consider whether they can help you out.  

The debt may not report to your personal credit (unless you are late on or miss payments, then all bets are off)2.

You can just answer it without the jazz, and I bet you know a few places right off top of head where people WANT to live, right. 

I bet that you can pay off this debt in 1 year or much less.

Real estate for the last four years was betting on red or black but the ball was fixed to win as it was nearly impossible to lose.

Your best bet is to get on the phone, get multiple opinions, multiple quotes, and make decisions on the type of build before pulling the trigger.

If I were a betting man the company is folding up and this dutch character is out there doing the guru circuit as only source of $ and idiots will pay for training from someone like this.  

Sounds like their combined income likely beats your other tenants.Your gut is probably your best bet and you need to go with it. 

Bacon is more yummy than a Christmas tree, but I bet I'm going to have a whole lot less regulation growing Christmas trees... however, before we even get to that, it's necessary to know that the inquiry is even about bacon v Christmas trees, rather than Bacon v grapes. 

The owner needs to know you are solid, a good bet.