I thought it was interesting that I never even met with my banker until we got to the closing table.

There is a saying in business, "If you're sitting at the poker table for more than 15 minutes and you don't know who the patsy is, you're the patsy."

I can't imagine being in a partnership with someone that brings nothing to the table but expects the same return as you do.

Don't leave this option OFF the table. 

There is a "sponsor exemption" but that only allows an unlicensed person to raise money but it cannot be more than 50% of their duties and the pay they receive cannot be based on how much they raised.If you have never raised $, a family office will be off the table as they typically want the company to ahve atleast $50-$100M in assets. 

Just need to set a date and place - I know Oscar’s would be willing to set aside some tables for us.

Metro (38%), is between 20 - 39 years old (Source)Net Deliveries and Vacancy RatesCoStar: Apartment Net Deliveries, Apartment Vacancy, DC Metro (1/7/2025) Period Net Deliveries Vacancy 2029 9,737 6.920% 2028 7,844 6.985% 2027 7,078 7.148% 2026 6,967 7.225% 2025 EST 7,845 7.225% 2025 YTD - 7.459% 2024 16,059 7.470% 2023 13,676 7.054% 2022 12,352 7.047% 2021 13,813 6.496% 2020 14,973 8.506% 2019 12,925 6.548% 2018 10,918 6.409% 2017 11,794 6.900% 2016 11,730 6.773% 2015 12,240 6.758% Below is a table from CoStar outlining the upcoming net deliveries of multifamily units in the D.C. metro area.

By the way, she doesnt turn on the heat then turn it off: she has never turned it on. she uses a small table top electric heater when she's home.Your suggestion is my "option 1" which Im afraid will be too costly for both of us.

With your background in computer science, math, and finance, you’re bringing some valuable tools to the table.

I realized I was pitching ideas without fully articulating the value I bring to the table.