I asked when the other person will retire.  

I am personally buying a lot in Casa Grande, Arizona.

Our short-term residential investment property loans are typically 60-80% LTV and all are personally guaranteed by the borrower(s) -- we pull credit, background and PFS on each guarantor, verify experience, verify liquidity, underwrite the property, neighborhood and zip code.

They are all under my personal name.

This is basically a math problem that will depend on both you personal finances & also how much of this is an investment vs you want a nice house to live in4.

Id personally classify those as three different investing areas. 

Overall I would personally consider how I can still grow with the freedom that I have focusing on my real estate.

If the office is disorganized, their processes likely are, too.Other ConsiderationsExperience: Choose medium-sized firms—they balance resources and personal attention better than large or small firms.Fees: you cannot afford a discount property manager.

Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.

@Antoine Black  In general, yes, it goes off your personal credit.