If you're excluding syndication you could ask the seller to carry a note and subordinate to the lender you use, but would have to cover this in your global cash flows used to qualify for the underlying loan. 

He is very dedicated to his nonprofit and has been vesting the property over the last 8 years, wanting his nonprofit (addressing global health issues) to have long term funding and his legacy to live and getting a tax write off.

Unfortunately, it seems that new deals are becoming rarer and rarer and that was before the current crisis threw a wrench into the global economy!

Hi, I'm a new member in BP and I am starting to learn the ropes of real estate in general and putting some more emphasis on house flipping which I think is the niche I'll probably go with.I wanted to know how can I pick a market to invest in order to flip a house there?

The 3x income requirement is usually combined, not per person, and it sounds like they have no problem meeting that requirement together.Also, I don’t personally put too much emphasis on applicant’s credit scores for a variety of reasons that I won’t bore you with.

@Andre Taylor Commercial lenders will most likely use a Global Cash Flow analysis as well so it won't help you if that's the issue.

"Global DSCR" is also something many banks are looking at, including all your revenues and debt service, and want to see that above 1:1 at least...

The global debt/service coverage of the companies portfolio3.

I am now concerned about the emphasis on the 50% rule.

We put alot of emphasis on their BAH rates.