If the insurance company figure out you did unpermitted work and can blame that for your claim, they will deny you claim.

I instructed my agent to send the report to them anyways, so they cannot deny knowledge of a huge problem.

Also, is it common for the insurance company to conduct a very thorough investigation to see if the fire is due to landlord's negligence so that they can deny the claim?

If not I would deny on the basis of insufficient credit info.

A processor is not an underwriter and does not approve or deny your loan.Usually, this is where all the third party services are ordered such as appraisal and title commitments and closing protection letters.

I just learned something new with this tenant: you cannot deny a service dog.

Some things I dont hold a tenant accountable form others I am highly suspect of.My 1st 2 things I automatically deny tenants applications is drug convictions and evictions less then 7 years old.

Then we also tried to get a construction loan for a house we are planning and paid the bank for another appraisal, but the loan was eventually denied.

So they denied it on this one MH fact, and said they could not give me a loan they could not bundle and resell.

Denied!!!