Must be all that under ground teaching and meth making that they are getting their money.Your opinions are based on a little bit of fact and a lot of fear.I promise you everything is going to be fine.These investors are no different than any other big money.To wrap it up.I studied history with a concentration on American Immigration Patterns and How Race and Religion Influenced Immigration Legislation.Your rhetoric can be found throughout American history, in which people are scared of the unknown immigrant.You are worried that immigrants are going to change this country.They will, but when they changed this country.

Later when rates have gone up you will want to concentrate your paydown efforts on your newer, more expensive loans.

The Community Reinvestment Act has related requirements concerning the population concentration of borrowers by a lender, by race, ethnicity and to geographic area, getting involved with a certain ethnic group where you have a high concentration of business activities with a particular group will send you down the road of predatory dealing/lending, you can be in violation in this respect simply by concentrations of business even if your loan is just fine.

My main concentration is no longer on brokerage.

Just a matter of finding a provider with low process and annual fees and I can put this to bed and concentrate on generating some cash to put in it.

I'd concentrate first on finding a reliable method of estimating a property's value before you start talking to homeowners, but that's just me, maybe everyone else would do it differently.

I'm going to concentrate on the first, but if you want more on the others I will add later.Biz owners: Join your local chamber of commerce.Why the chamber: A) your target market is there:  when u join you get a membership book that is a list of all your target marketB) Chamber members take other chamber member calls:  you have built in credibility with your other members and let's admit it, raising capital is all about credibility.C) At least once a month, Your local chamber will provide you with networking opportunities designed for nothing else but putting you in front of your target market in a nice, easygoing, relationship building scenario.  

I would like to concentrate in the area North of the river near where I live.

The RE market in the area you concentrate in is the best indicator, rents, average prices, particular neighborhoods, municipal growth, local economic conditions.When you have rising bond prices interest rates will follow, money tightens, loans can get to be a bit harder but the real effect is less buying power from the public.

I am a newly joined BP member and this site is full of valuable information.Similar to you, I would also like to start investing in real estate with the concentration on small multifamily properties.I hope to talk to you soon!