The person I worked with last was just saying that they couldn't have a conventional owner occupy and fha owner occupy for the same person on their books.I was just wondering if anyone has had experiance refinancing out of a multifamily fha and getting a new fha in a relatively close span, less then 6 months. 

It may indeed crack, but the LVP floor on top of it is a floating  floor (assuming you don't glue it) so it should nicely span any subsequent cracks in the leveling cement without creating any problems for the walking surface of the floor.

Start to add up major repairs:roof life span 25 years $5000= $17 per month. flooring 8 years for laminate 1000 sf @ $5 sf installed= $52 per month.

One day SFR seems like the way to go, then I see multi family as an easier way to achieve more doors in a shorter span, then I see short term rentals as a way to have higher cash flow each month.

Flooring 1000 sf @ $5 sf 8 year life span. $5000/8/12=$52 an month.

Real estate is an industry where there are time things move at a fast pace and spans of slooooow boredom.

As an example, going carpet throughout is cheaper than tile but you will be replacing the carpet every 3 years as they don't have a long life span and your tenants will never properly maintain it.

HML are different.My personal relationship with my banker spans almost 3 decades and 4 different banks.. he is now in charge of all of lending for ORegon so its nice to have some juice at the bank.. and his previous bank I was the largest borrower so.. yes we enjoy working with each other and getting out of the office..

I have seen estimates on various sites of potential revenue spanning from $45k- $60k.

Flooring @ $6 sf= $3600 / 8 year life span / 12 months in a year = $37.50 per month per unit or $150 per month in flooring.