Refi-ed out of fha mortgage/ new fha purchase

[Joshua Costa]

hey guys, 

So I just refinanced out of my fha mortgage into a owner occupied conventional.  Now I’m looking to purchase another 3-4 family in the same area using another fha. The loan officer I worked with on the refi said I may need to wait up to a year after the refi and still present a reason for wanting to move and gain another fha mortgage.  He said I may be able to get one with another company but the underwriter may stop me.  I’m trying to avoid wasting money on appraisals and inspection to only have an underwriter say no. Not sure if it makes a difference but I’m located in Rhode Island.  

Thank you guys.