As a experience flipper and buy n hold investor, even if the numbers do not make sense, I can underwrite to the numbers I want to offer and my max offer, thus I want to understand how to look at these assets the same.

This is no different in N.

For Fix-n-Flip, some lenders will allow a refinance after you purchase in cash where-in they put a first lien on the property and lend purchase plus rehab (90% LTC).

My insurance got involved n November 2017 and said since its a 'Walls In' policy and the HOA are responsible for the issue and the damp inside, the claim ought  to be with the HOA's insurance policy (i also pay for that via dues)An engineers report requested in December and was finally provided to me in February 2018 , and sent to the HOA in  February 2018 with an explanation.After a lot of avoidance and misdirection and wasted time (with the damp increasing) the HOA admitted that their policy was no good and so they need to compensate me direct.

@Danielle N.

@Jon K.Since im a newbie still reading n researching and Workin on creating a plan, while raising $$.

Nah I dnt blame you most people dnt know what they are doing when it comes to fix n flips, why the avg take home is so little.

@Arun N if you give me address and property info (sq ft, etc.)

@Shadonna N.

It'll more or less be treated as self employment with the lesser of the average of the most recent two tax years over 24 months or YTD earnings over N completed months in the year, with one-off exceptions to the latter for industries known to be seasonal.... those reality TV Alaska fishermen making $100k in 2 months of work can get mortgages, and real estate agents can get mortgages in February even though their YTD is often $0. :)Start getting a detailed list of employer start/end dates together along with all W2s/1099s.