Joshua,This may be a better approach to start out and for an enduring future.Get to know the investor personally and learn about the investor’s investment habits and future goals.

I know I have a long way to go, but I figure no harm in dreaming.

The principles are solid so far, and the purpose of the 10 months to read it is because it takes repetition to form habits, and this book is all about developing GOOD habits!

Is the theory the User will be spending more in rent (declining stock means for raising rent prices) so will have less "disposable income" for their habit/addiction?

I'm not even sure if they will harm their own child to make a buck.

Although their actions were certainly criminal that does mean all corporations are out to harm the community.

I understand what I am looking for in personality and living habits which is not my problem.

Even if I don't make a deal before I go back to my "real" job, I feel like I've at least gotten started and made spending some time on wholesaling each day a habit.

Other than the wasted time for the 95-98% of people who aren't going to call anyway, I'd think this would do more harm than good since you'd be making inaccurate/uninformed assumptions with all your offers.

If they cannot bear they fact to lose money, I will give them a promissory note at 8% so that if the deal becomes a loser, the loss is only on me and it won't harm the relationship with the friend or relative.