The damage waiver is almost like a little insurance policy for damages that exceed the deposit.

So that being said, knowing that *I am not on the title/deed* can *I* go get the policy in my name since I do not have that issue of having made a “Personal Articles Claim” within three years.

If they had followed our policy, you might already have possession of your unit.

I know that I can not deny an ESA for a tenant, but can I deny their guests from bringing ESA animals when they visit or stay overnight?

However if you don't have a primary policy, or if the original policy does not cover the loss, then the umbrella would not either.

Also, put any repairs pointed out by the inspector into the following categories (by priority)1) Health & Safety - to avoid tenant injury and potential lawsuits2) Property Preservation - to stop further costlier damages3) Government Required - city inspection repairs & S84) Marketing Negative Impact - who'll rent a house with purple bedrooms?

Lender/servicer will have a policy in place.

I'm assuming you purchased without getting a title insurance policy yourself, if I'm wrong, I suggest you submit a claim to the insurer. 

Then use that report as a guide to what else really needs fixing.Also, use this guide to prioritize repairs:1) Health & Safety issues2) Property Preservation3) Goverment Required (S8 and city inspections)4) Marketing negative impact5) MiscellaneousAlso, keep in mind YOU are NOT living in the home!

**Insurance Issues**: Ensure the property insurance policy is updated to reflect the change in ownership to protect both parties in case of damage.3.