Agreed, in principle.

So if your mortgage (principle and interest) and all the other expenses (taxes, insurance, and an maintenance reserve) totaled $2,000, but each side of the duplex will only rent for $1,000 in the current market - that isn't a good deal, right?  

Balloons coming due with higher interest rates, China market, China production, Manufacturing production moving back to the US, Worker shortages, Workert pay hikes, Ukraine/Russia food and fertilizer misses, Oil prices increasing due to the OPEC Q1 production curtailments in place, Houthi issues, Panama Canal Water issues, Illegal immigration impact (buy one of those office buildings and rent for $10mm per year for Illegal housing, take advantage) social benefits required, Climate change believe it or not- Buy or sell into that thought process,  US politics, Baby boomers leaving workforce and needing more benefits, Baby Boomers moving from Stocks to Bonds,  etc.I agree things will get worse, but that means more investing opportunities. 

Do you have access to private equity investors or/and key principles and co-sponsors with a track record?

@Isadore NelsonYour plan's financial analysis includes $48,000 mortgage payments, about $229 in monthly principle and interest, $200 in taxes and insurance, and $950 in rental revenue.

The rates are usually higher, unless you secure it with a CD or stock portfolio or something.

The seller sets the price higher than market price and between the down payment and any monthly principle payments the price eventually gets down to market price by the time the tenant could potentially buy the house.

There are good stocks to buy and bad ones.  

The sweet spot to get the interest is 6%, the 5.5% is where activity starts but 5% & sub is where the real activity starts and starts coming to that 5-6 month housing supply stock in my opinion.

But if you look at annuities, they are an insurance product, not as much an investment product.What insurance companies do with your money you invest in their annuity is put it in the stock market and keep the difference of what they pay you and what they make in the stock market.