The biggest issue is a racist neighbor who is harassing my tenant and PM.

I doubt if she is doing this things on purpose it may feel like it but it’s just either the landlord didn’t use insulation in between the units and the cat you can’t really control a cat it’s not like she is sending the cat on a mission to harass your daughter cats play together her cat probably want to play with your cat.

I can also turn it off during certain hours so no 2am calls, no harassment (if that were ever a problem).I created a DBA with my state so people can make out checks to my business name instead of me.I got a P.O.

If she is harassing you in any way I would point it out in the letter and that she should stop especially because you are enhancing the neighborhood.

I have a case number and I am trying to remain calm while building my harassment case.

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Again I’ve been paying consistently for months now, keeping my balances low and doubling payments on my car loan, while still building a savings.The questions that I’m hoping you can help me with are really how far off am I from where I need to be, how do I know (without harassing my loan officer who is a really nice guy) if my FICO score has improved?

And your landlord had better educate himself on California statues regarding landlord harassment.

She said an investor was harassing her with phone calls with an offer for 20,000. 

Harassment ... ?