They also gave us the option to accept ACH and credit card transactions.  

Do any of you do ACH direct withdrawal? 

Its also important for us for renters to use direct deposit or ACH's. 

What happens when your sister isn't able to pay rent because her medicine costs too much?

You would basically tell your custodian to make automatic ACH transfers to your mortgage lender every month and have them cut checks to pay for HOA's, insurance, etc. just like you would with your regular bank.  

Cozy.co accepts ACH or credit card, so "expired" checks isn't a valid reason to pay via cash.

In my opinion $200 isn’t worth the head ache.... but on the other side, I like to stick to my guns (morally speaking).

ACH transactions only allow for chargebacks for fraud so they are much safer. 

That means something in the hard sciences, business, law, medicine, computers, etc. 

Link to pics: https://imgur.com/a/coVMEqKFor the cheap route, the GC suggested this: Remove wall mounted medicine cabinetMatch tile where the cabinet was removednew vanity, faucet, toilet and mirrornew doorlaminate sheet floorepoxy paint the surround, tub and all wall tile to whitenew light, exhaust fan and HVAC registerrelocate light switch and add GFCI outletI'm a little worried that the cheap makeover wont fly if I ever decide to sell the property in the future.