Your best option would be to refinance your loan (if any) and get a construction loan for the improvements.

Happy to chat through some options.

I have two options.

The first option will give you continuous headaches with a certain likelihood that the behavior may get worse (not paying at all and more damage).

@Jerry Chilimidos,Here is a list of lenders who specialize in lending to IRAs and 401Ks:https://www.biggerpockets.com/member-blogs/2810/50272-list-o...I don't know where your rentals are located and how they are performing but selling might be an option vs doing cash-out refi.I would certainly consider option C.

Meanwhile, explore options with other STR PMs. 

Curious if there are software options for managing both types of rentals.

Unless maybe you have an option on the purchase of the real estate or something.

The agent turned down a seller financing option - although it was not ran by the seller - because the agent said the seller is so done with the property that she wants nothing to do with it at all.

HELOCs are definitely a good option for financing BRRRRs.