If you are young (I'm 34) and you have a reliable W2 job that can bale you out in a pinch (I'm an RN so have excellent earning potential and job security) then be aggressive with leverage.

Possible other con is that it’s not a deadbolt but I find it pretty secureTheir customer service is actually pretty good, one of my locks broke in early usage and they send me a new one for free without hesitation, it ended up being the door itself needing adjustment not necessarily the lock, I’m in Michigan with hot and humid weather and cold freezing weather and no issues at all since then with any lockOne last thing/general tip: I keep one door of my rentals with regular locks and on a regular lockbox with back up keys in it, I’ve found it amazing in a pinch when you get that dreaded “my code isn’t working” and can’t get good internet service ect to change it at the time (most of the time it’s user error), also in cold weather states in older homes the locks can adjust and get stuck

This, I suppose, I could withdraw in a pinch for personal reasons.

You don’t want to over leverage yourself.Do your best to pinch pennies to get started. 

They pay a lot of money for the houses they purchase and therefore they say they are broke and so they pinch pennies. 

What I’ve found is if my agents own a few investment properties before jumping in feet first they’ll not only be financially stable and make good decisions when I’m a pinch but since they also own investment properties they’re able help advise investors in ways that 99% of the agents out there cannot begin to understand.I can talk about this all day but basically if becoming an agent interests you, then I advise you should try it for at least 6 months before giving up your additional source of income for many reasons.Best of luck,Jon

They can be useful in a pinch, but I always feel more confident after I've looked into the comps myself.

And maybe someone is a solid "ok", not ideal for anything but in a pinch, better then nothing, that's a "C". 

In a pinch, are you allowed to use 0% credit cards (that don't charge interest for a year or so)? 

.- if we needed cash in a pinch, we can take out a $20k+ loan from our retirement accounts without tax penalties at a 4.25% interest rate.- we make good money at our W2s, so low reserves would only last a few months.