Smaller or Partial Deals – You could fund lower-priced flips or offer gap funding (covering down payments, rehab costs) alongside a hard money loan. 4.

The good thing about this is you can do a parent listing offering the whole place, as well as 2 other listings for each unit. 

Compare offers from the lenders, paying attention to interest rates, closing costs, and any penalties.

It’s a straightforward process that offers benefits to both buyers and sellers.

You can offer to buy the upstairs residents an area rug, but I wouldn't force it on them.   

This will provide insight into making informed decisions and accessing the benefits that these properties offer.

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Offering a rent-free period helps the seller stabilize, but what happens if they still can't afford rent when the time comes?

@Aaron Bard- plenty of  lenders  offer  DCSR loans ...contact a  few  for  quotes ...also - dont  pay  any  lenders  at the beginning of the process 

That's your maximum offer - if the seller doesnt like it, they can kick rocks.