If the loan is being paid the seller/previous owner has no reason to want off of the loan.

We split mortgage and are both on the loan and title. 

If it is a good business with a hard to finance issue, he'll work with the loan team to figure out how to lend to them.

Love to keep relator out of it, but may need realtor to find a next deal for me as a duplex up to 4 plex on VA loan/owner occupy.

Preforeclosure owner finance wrap, paid off the default payments and taxes with cash and assumed the owners loan.

Quote from @Chris Seveney: Over the past quarter, I have seen around $1B in defaulted fix and flip loans - many of these from new lenders since 2020 and more of a "tech platform".As we all know, the intersection of tech and real estate investing has brought incredible innovation, especially in hard money lending.

That is usually how they determine your LTV (Loan To Value).1.

I assumed you'd use HELOC for down payment + another loan for the rest. that is 100% financed. 

Doing so will seperate your investments from your personal assets and protect you from liability. also, one thing you may not know is that you cannot get a conventional loan with an LLC.

Proper underwriting - this includes an appraisal, loan app and full underwriting to comply with CFPB regulations.2.