Will bank credit still be around (at what terms)?

I looked around and found lenders that will do a day out of foreclosure up to 50%LTV down to a 500 credit score but the loan amount minimum must be 300k.

We are fair housing compliant regarding animals.Our tenants’ safety and the peaceful enjoyment of their home is important to us, so we do a credit/criminal background check on all applicants aged 18+, as well as employment and prior landlord verifications.

Maybe some credit challenges.

I just provide DTV and internet.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Either would be a great option; I'd probably choose Roseville because it's more established, but the City of Elk Grove deserves a lot of credit for its impactful growth programs, so it wouldn't be a bad option. 

Any prospective resident with bad credit or a prior eviction is going to have an impossible time finding a place to live.  

Credit for childcare expenses.The credit is allowed for kids 12 and under.

See if any of them will allow you to use their address as a virtual location on the Internet.