What are the major drawbacks to an FHA?

[Beware = https://www.biggerpockets.com/renewsblog/house-hacking-drawbacks/]I would look for a 2-4 unit too house hack.

I'm also wondering what the benefits (or drawbacks) are of moving to a commercial account?

I only plan on staying in the home for a year max before purchasing a second property any benefits or drawbacks from each would be appreciated. 

For many, there's a comfort in sticking to the neighborhoods and streets that they are familiar with ... the idea of being able to drive by their property at any time of day gives them peace-of-mind ... the drawback to that, as you're experiencing, is that many local markets don't provide the returns or the number of opportunities that you're looking for.With how easy it's become to research different markets and connect with locals in each of those areas, the challenges that investors faced 10 or 15 years ago when considering going out-of-state just don't exist anymore (assuming you're willing to put in the work to do that research and make those connections).For me, personally, I try to be opportunistic ...

The draw back to these loans is that they are more paperwork heavy than the other "portfolio" types of loans....but if you have ever received a loan on your primary home, it's likely that you will go through the same type of paperwork here with conventional lending.

One benefit/drawback is all my dues as an agent have been paid for by my employer but if I were to leave I’d have to pay them back on a prorated basis.

One drawback to investing for a long time is being able to recall double digit inflation and having interest rates on loans being 14 to 18%. 

Are there any drawbacks to defaulting to m2m?

However, they have other drawbacks.