From her: “One thing a lot of carriers are doing to try and combat the losses is moving to a percentage deductible (meaning 1 or 2% of the dwelling amount).

When I did factor in all that stuff well...because I was ignoring:$25k of foundation work that was only a matter of time (never buy a house with a finished basement folks and if you do, it's $30k off the top of the price - no exceptions)$10k in concrete driveway, service walks and garage slab that all have buckles and is a lawsuit waiting to happen$2-3k to take down the tree in the back yard growing into the garage through the power lines and fences (damaged the foundation and ruined the slab)$3k to install AC to combat the leaking foundation that causes the house to mold up or, go back to number 1$3-4k for a roof on it's last legs, but not leaking yet!!!

@Dean Letfus war zone n.noun An area in which military combat takes place.An area at sea in which ships are prone to being attacked during a war.orDefinition of WAR ZONE 1: a zone in which belligerents are waging war; broadly : an area marked by extreme violence 2: a designated area especially on the high seas within which rights of neutrals are not respected by a belligerent nation in time of war I live in Memphis and none of my properties are in areas that I consider "WAR ZONES" if you say "socially and economically underprivileged areas" I would agree with you but definitely NOT "War Zones"..See below...

So as a seller we played with our PV and to combat the uber high interest rates .. 

It gives investors a bad name and further increases a media accelerated anti-landlord sentiment, which we are trying to combat - if you want to support, check out the Rental Property Association of WI (RPAWI.org) - the oldest non-profit advocating for fair and sustainable landlord tenant laws. 

We killed 12 days over the course of a project waiting for draw money, I had my contractor apply for a line of business credit to combat this dead time.Lots can happen if you stay in a project for 6+ months. 

One more Note:  You are investing in real estate and people (it's a team sport)  --  Problems will arise and you can proactively combat them before they come up as best you can.  

What tactics do you use to combat this?

Very hard to combat that.

Construction has risen to combat that but it still exists.