@Dustin Tucker I'm here in new york city , Owner financing isn't really accepted as much here , I'd be very interested in taking up that offer , send me a message I'll try to send you one as well and we can discuss further

They may accept it, but prefernce for buyers and renters is alsways a second bathroom.

Have you offered acceptance of your initial capital bank in return for a release and waived rights to the accrued interest? 

A few interesting things but one in particular:3.7.1 To purchase a Subscription Listing, Host must make an order by means of the Site's online order form and pay Vrbo the fees for the relevant Listing, which may or may not be accepted by Vrbo ("Subscription Listing Fees").

This reminds me about the other day when I heard some agents debating about if you should accept less than 6% and one of them had the audacity to say "you wouldn't negotiate with a doctor would you"... like gtfo!

Though accidents could happen, 99% of the time these issues that most people need to get policies for are due to the lack of common sense or for someone accepting responsibility for their actions. 

@Ben EinspahrHouse hacking in Denver metro areas involves lenders reporting rental income on Schedule E, accepting 75% of STR/MTR income from lease agreements or appraiser's estimates, and requiring additional proof via tax returns.

The reality that neither view is realistic or probable.The best advice I can give would be to underwrite for long-term leases as that can be an acceptable exit strategy, but be prepared to execute well on your MTR strategy (great interior design along with profesisonal photos and concierge servive). 

Cash for keys teaches them that not paying, not abiding by the lease, or not taking care of the unit is not only acceptable behavior but behavior they get rewarded for.  

@Zac Gorski of the lease goes through May 2025 there’s nothing you can do unless offer cash for keys which they may not accept.