. :)In the US, in either case of Actual Cash Value (ACV) coverage or Replacement Cost (RC) coverage, depreciation is always subtracted from the initial settlement.

You can file a personal lawsuit but then you're squeezing blood from a rock, you might get a settlement but if they don't pay on it, you're stuck.

Title companies are suppose to do as you direct them to do.You need to know what to tell your title company to doMake sure you have a legally acceptable assignment agreementYour title officer needs to understand who pays settlement cost and where on the HUD-1 to put your assignment fee.You need to have your contract so construction to be easily understood and with the right clauses and disclosures.Assignments are a great way to make unusual amount of income.Good luck.

You might want to learn advance creative negotiation methods.I don't care where you go in the US, there are deals to be made if you know how to negotiate them.Maybe some ideas on creative methods will help you find what you are looking for.Try, Hybrid offers, delayed settlement, principal mortgages, vertical break ups, take backs, study periods, subject to public auctions, friendly joint ventures.Control and Roll is a great way to sell properties you don't own and to make fantastic profits.Charles

Ideally, it is the appraiser's opinion to utilize sales which have the most recent settlement dates, however, due to a paucity of settled sales in the subject's market area, it was necessary for the appraiser to widen the market search to obtain comparables with similar utility, style and effective age.

In this case, I would throw away the pot and return the deposit based off the condition of the unit.I'm not sure this would be enforceable in court and I know I would not want to deal with the headache, but you could keep the deposit, notify the tenant of your reasoning for withholding the entire deposit, and if it ever escalated to anything more you could just release the deposit beyond damages as a settlement.

Title companies are regulated by the NJ Department of Banking and Insurance, and we operate under the same guidelines as any and all settlement agents in the state of NJ.  

If you are concerned with the Due on Sale, don't transfer, have a delayed settlement for a few years or until you are ready to flip the deal; just make sure you have a good lien and title report and have the seller's deed signed and held by you, your lawyer or a title company.

(they are good prosepcts to mail to alone with expired listings, commercial property owners, folk in tax sales and for sale by owners.So,  you designed your mailing piece (with all the right words; all cash, as is, fast settlement etc.), you stuffed the envelopes, you licked stamps and sealed envelopes and you carry all that ready to mail stuff to the post office to be delivered to your targeted mailing list.NOW ----- you wait for a call........... and you wait...... and wait...... and now the phone rings!

Gross proceeds means any cash received or to be received for the real property by or on behalf of the transferor, including the stated principal amount of a note payable to or for the benefit of the transferor and including a note or mortgage paid off at settlement."