Auto-Owners, Penn-America, and Foremost are a few that will in my experience.I would also recommend requiring renter's insurance from each of your tenants.

That's well before Del Ray was published as one of the coolest places to live in America.

Financial Advisors are among the least trusted professionals in America - and they've 100% earned that reputation. 

If you are doing low-end flips in rural America, some of the pricing may be high.It's always best to review all labor & material pricing in the spreadsheet with contractors in your market & materials you are going to be using on your projects.

@Guillaume D. is one of them and he might be able to get you a good deal if you still want to invest in Montreal for the other reasons you mention.Alternatively, you might want to really diversify and do the same as I do, which is investing outside of North America in places like the Dominican Republic, Mexico, Costa Rica or Panama.

You live in one of three places in America where this would be a tough decision. 

It's very "bread-and-butter" America, and you can get solid returns and cashflow if you do your research. 

As I don't really have a home base back in North America yet, I'm willing to be pretty flexible where I consider my primary market for investing.

Your area is still too hot like 98% of America towns.

I use a small community bank and credit union for most of my SFR deals I've done because they are able to be more flexible in their lending structures than, say, Bank of America.