There wasn't even a gum wrapper left behind.

What we were discussing here is a loan of a term like 30 years, paid on-time and current, that the lender calls due for payment in full pre-maturely, well prior to the end of the 30 year term.In your case, your only viable option is likely to replace this lender.

Most that are are premature noisy worn out junk. 

Nick is using his newly developed "Real Estate Agent's Math" :lol:A tad premature, but an accomplishment none the less.

Brian Hoyt - Your post title is general in nature and no one can state that each and every market has or has not hit bottom, it is way too premature for that.In answering your specific secondary question, So CAL is one of those markets that have yet to hit bottom.

There are other ways to get loans for investment, so touching your 401K seems like a premature move if you haven’t explored other options. 

Way too premature to decide...Please let us know what the zoning is and allowable uses are once you find out.

I am just in the early phase of my relationship with them (having purchased a home from them in July) so it is a bit premature to post my experience.

I think that is when people will feel the hurt, so I see Q3 as a bit premature.

Involving law enforcement and the courts at this juncture would be premature.