Consider financing options like FHA loans, conventional loans, Texas State and Local Programs, and HELOC.

If so, perhaps it is programmed to change temperature on a schedule and they don't understand how to change that.

Typically, yes, most programs will require anywhere from 10-25% down.

It seems like you're promoting a program or something.

Also there's a down payment assistance program (still trying to understand) which is how you're able to get the project 100% financed and bring very little capital to start.

You should copy your program and start selling it nationwide, partnering with every investor with some cash.You'll soon be a billionaire!

My wife went to the county, asked for instructions, and then typed them up herself.

We have some great programs. 

Fellow landlords, have you ever rented to tenants using the social program from SafeHarbor.org?

Also, we inherited that tenant when buying the property at a foreclosure sale and section 8 was very helpful in providing all documentation, last signed lease, renewal or rent increase instructions, inspection information, etc.