This is about to bite us though as commercial loans only lock for 5 years - so our 4% commercial loan will reset in the next year and probably increase to the 6% range if we don’t pay it off before then.

Would the interest rate change year to year or be locked in forever at whatever the federal rate was at the time of closing.

Therefore you should not need to change service panels, since since mini's are such low current devices(comparatively).

Like I think I heard an add for VRBO today saying that exact thing on that old device we call a radio..

That being said, I fell out of my chair when I was able to lock an individual investor (personal name) using a 1031 Exchange with about 50% down and 800 credit scores at 6.99%.

Some have a fixed interest rate for a short period of time, some have a fixed period for a long time; some allow you to "lock" an amount you draw at the rates of the day (PNC).  

@Ronald MejiaYou can buy in cash and or use a large down payment, 60% for example and you can lock in a rate that cashflows so you can have some liquid cash for unexpected expenses or use that cash for the down payment on the next BRRRR.

Credit locks are pretty worthless, do it to slow down future problems.

He'll have to have his cat locked up on those days.

Come on, the smart money is betting on a dip or if no dip you lock in high yield debt funds at the turn of the rates and investing in small cap areas that need to tighten to the large cap ratio wise.