I can only imagine that they got a bunch of big time investors and business loans to grow this out.

Too bad I was 12 years old and couldnt take out a loan lol not sure how to take this

Secure Smart Financing – Consider FHA, VA, or conventional loans for small multifamily (2-4 units). 

There is a reason banks don't make loans on stocks.

Loan is 4.25%200,000 left on mortgageValue 400 conservativelyrefinanced in 2019 so about 5 years in. 

That will be a process.If I were the injured party, I would be reaching out to the owner, title company, seller, and /or the developer for compensation.If you are the current owner and renting out the space, you can not claim ignorance of the issue.  

Maintenance/cap ex, insurance, if a rental PM, bookkeeping, misc.The fact you have a loan means 1) leverage 2) equity pay down.In addition, there are tax benefits.So I will do some rough underwriting as an OO non-rental at 95% LTV (because FHA has some undesired consequences that make the 1.5% difference in LTV worth avoiding the FHA).equity paydown: 20% (using OP interest rate at 95% LTV and not counting closing costs). 

I have a system and process for everything in my company.

Lastly, if you need help with a loan or want to talk, shoot me a DM or email!

I forget It was likely a mix of private and traditional loans I just don't recall to be honest nothing illegal.