I have found many insurance agents don't quite understand flood insurance, only shop one option either government or private flood  and are writing policies incorrectly (I offer a free review of anyone's policy) I just want to make sure everyone that needs flood is covered as best they can so when they GOD forbid have to file a claim they don't discover that the policy was not exactly what they thought they had. 

Not only is this just incorrect, it's economics 101. 

Many times marital statuses are missing, legal descriptions are incorrect, or there is other missing or incorrect information that causes issues in future transactions.

This is incorrect since the IRS figures depreciation recapture on what is allowed or allowable meaning if you don't take it they'll still tax you as if you did.

Also, you may have inputed something incorrectly, the loan balance isn't decreasing on the 'Analysis over time'.

Thanks That's incorrect, based off my general understanding of landlord tenant laws. usually, local laws stipulate that occupancy for more than several weeks, personal items in residence, and/or receiving mail at the residence establish tenancy.

We are changing the unit numbers as the previous seller had some incorrectly listed under the vacant lot next door.

And if that's the case my real ROI is 7%.My idea is, I could sell the property and invest somewhere else the capital and get more than 7% (stocks for example, I know it's a different risk, just doing the exercise), or am doing the math incorrectly?

I incorrectly thought the IRS had not put out a statement clarifying it.  

There is value in correcting inaccurate and/or bad advice.