Nobody really knows how low they'll go but I agree with predictions of 20-25%...and I wonder what Agents are doing to make up that delta in their revenue.We diversified well in advance knowing we needed to create additional streams of income, ideally by simply focusing on what we control, the size of our roster, and more effectively monetizing all of our current transactions. 

The ideal asset allocation for someone in your financial position depends on various factors, including your age, risk tolerance, retirement goals, and current lifestyle.

Ideally call between 10-2 pm cuz the city planners should be in the office (lol).

Market may not be ideal to sell right now, but if you wait as rates drop, you may get better pricing.If you do sell when you have no income, you obviously would be in a lower bracket.

Ideally my goal is to travel while renting out this property.

Some other loan type that would not interfere with the projected ROI would be ideal but not sure if they exist, any thoughts?

@Porfirio CiaccioThe strategies for building equity and real estate experience, including buying a condo in Miami Beach, which may not provide ideal cash flow due to high HOA fees, taxes, and insurance.

Splitting services is definitely ideal, but not always possible or practical.  

Sometimes my title company will allow me to do them simultaneously without any funding.... which is ideal.

Ideally, along with your mortgage payment, you’d want to set aside funds on a monthly basis for repairs, vacancy & capex if applicable.