As far as I can tell, it is not possible to offer rent credits on a Rent - To - Own house and still cover my assets should the buyer act a fool.creative mind that i am, i am wondering about doing a lease-option so that:if i rent it to them with the understanding that for every "ON TIME" rent payment, i will mail them a receipt and COUPON for $XXX.xx off the purchase price when (if ever) they decide to buy.what do you guys think?

And chiefly, they may bad mouth the Hippie's and the Yuppie's house but I dare them to talk smack on one of these 'Puppies' right here:http://cdn.home-designing.com/wp-content/uploads/2013/02/dissappearing-pit-house-entrance.jpeg

But I digress.In the situation where there is not much equity and they are selling it for close to top dollar, if you are looking to make something happen then you must strive for the best terms and the least out of pocket for entry.A full retail house with no payments for the first 2 years then reasonable payments at principal only could be just as lucrative as a 35% discount.If they don't need any of the money now how about using the money and buying them a zero coupon bond at the principal amount of the money they're asking?  

http://uli.org/wp-content/uploads/ULI-Documents/America-in-2015.pdf

Some eBay sellers allow you to "make an offer" as well for an additional discount and many of the online hvac stores have an area to enter in coupon codes for additional savings.  

Typically returns are in the 9-14% range and pay current coupons with no upside.

Interest rate isn't shown on this mortgage document, so not sure where else to find it other than the payment coupon. 

Some STNL like Starbucks do a 10 year primary term only to start.Tiger a lot of these properties are bought with coupon clippers or people holding for retirement and want a safe income stream that beats the bank.

It is also easy to find a coupon or sale for them by searching online.

(http://assessor.lacounty.gov/wp-content/uploads/2015/02/BOE-502-D-OWN-176-PS-Rev.-9-3-14-ws.pdf)  Should/Can I initiate that first, if it's something that takes a long time?