This now leaves me in the situation of having an excellent renter but no security deposit -- three months into his tenancy. 

It looks likely I'll need a civil engineer which I am looking at now.

Working on lender and property manager now.

Also how to make the payments go down when we are ready to rent it out in the future (3-5years).It is just me and my fiancé as of now.

Just because other people might be getting away with it for now doesn't mean they couldn't crack down on you after you buy a property their.

I recently spoke to a realtor in the poconos, in particular regarding Masthope and he said obtaining a str permit is very hard now, if not impossible.

Here are a few tips to help you get started:Financing: Since you’ll be starting your internship soon, lenders may look at your projected income or require a co-signer until you have a longer work history.

From what I've seen in this area right now, it seems like you'd have a hard time paying market LTR rents and making a good spread. 

This has happened to me twice now, and I'm curious how others have dealt with it.

Now rinse and repeat!