Closing costs include a wide range of items such as an appraisal fee, survey fee, attorney fees, title search fee, escrow fee, mortgage insurance depending on the loan, HOA fees, title insurance, property tax, recording fee, etc. 

How to go about in surveying, zoning, permit, selecting contractors, loan, construction and guidance for first time home builders

Has anyone had a record of survey done in the SF Bay Area recently? 

Who knows, maybe a prior owner already did so.Reaching out to suggest deeding the disputed area or granting an easement is essentially surrendering the land.Never trust Google or tax maps as a substitute for an appropriate land survey.

And of course, their survey is different than the one we have in our HOA docs. 

Right away....anyone can do....owner/buyer sign a deed, file it at the courthouse and away you go.Could be more complicated than that and take more time...for example if you want a new survey, title insurance, financing, inspections and more.But really as simple as the first line. 

Buyers are waiving home inspections, termite inspections, surveys, and giving up reasonable asks like cleaning and pet treatment to be competitive.

None, need to have land inspected by land survey guy to bring to builder.

I hired a licensed Colorado surveying company to complete two Improvement Survey Plats two separate, adjacent fourplex's located in Evergreen CO.

I am in NYC, this property is tremendous for NYC standards the problem with it is on the survey and street map, a line runs through it labeled "street widening".