Conversely, On homes I have wanted to expand,  I have removed closets from bedrooms in order to label these as studies or offices, so that I could build additions that are labelled "bedrooms" (customized to my needs),  in order to avoid the requirements of expanding a 2 car garage to a 3 car garage (a local requirement when building beyond 4 bedrooms).  

Explore other financing options or creative solutions?

@Yosef LeeWow love how versatile you're in negotiating and finding solutions to these issues.Keep up the great work!

This MIGHT put us back in budget - but I'm not convinced it doesn't also carry significant risk at this point.As a side note, because of how much cash any of these solutions appears like it will take us, we're wondering if there are personal lenders or hard money lenders that do these deals. 

Its takes days to get a email returned (if it gets returned at all) I call and leave voicemails and dont get any returned calls, my borrowers have reported to me that they cannot ever get straight answers or solutions, It takes 30 to 45 days to receive my money.

Technology Concerns: I’ve heard mixed reviews about the technology solution offered and “pre-vetted” deals, with some saying it’s unreliable, expensive with hidden fees (e.g. finder’s fee on pre-vetted deal).

any simple alternate solutions you can think of?

Many people would label a sponsor as great if they exceeded the projected return.  

Honestly I would choose a mortgage broker and let me explain you why.When you go to a bank or credit union the loan offer works for that institution and will offer you the rate they company offer, instead if you work with mortgage broker we have the ability to shop with over 100 and more institutions and shop for the best rates available, fast closing and customizable solutions, text me so i can give you my rates base on your credit score.

They are now looking at retrofitting a guest access solution.