I am tired of wasting time due to wondering if I'm ready. 

If at one time the house had gas heat it may still be rated as gas.

Then I would do a low risk flip ( rehab less than a few weeks) for hopefully a 10-15% profit, repeat until I have a nice down payment and am sure that I would be able to qualify for a refinance, then buy a buy and hold then continue flipping until I get to the next buy and hold - in theory, the time between each property should decrease as I should be getting capital from the buy + hold as well as I would already have my reserves built up.

I just received two different verbal offers that I'm willing to accept, but don't want to waste time with someone whose deal may fall through.What are my options to enter into a contract with someone who is qualified?

It is worth paying more upfront if it takes less time on site to put together.

I'm not a property casualty agent (was a long time ago - now just life/health).

Everyone is telling me that the majority of the time they dont take the LTO to term.

You'll most likely have to do it multiple times.

Work at establishing in-person relationships that will serve you well over time, not just one-and-done.

While I am not afraid to invest my own time and money to renovate a property.