I have degrees from both IU and Purdue though (yes of course I know they are big rivals...)Do you manage property in South Bend?

I don't know what attendance will be like with the bitter cold we're having, but we have lots of experienced investors who come to the monthly meetings.

If we are going to participate in the discussions and learn from so many experts on this site, we should AT LEAST follow the rules of this site and respect them, so no need to be bitter Joseph.

You should not use it to actually commit to a purchase.The other thing to remember is the $500k property is going to have some kind of association fee or building fee and in downtown areas that fee often rivals the mortgage payment.

On the other hand, if I brrr, I can keep purchasing indefinitely.I've seen you mention a few times about buy and hold investors needing to hold to the bitter end, due to depreciation recapture when selling (and not doing a 1031 exchange). 

It sounds like the seller is bitter and is misdirecting their frustration at the realtor.

Based on what I've experienced in the last 3 years with a couple of friends who are very successful but have gone through bitter divorces, I'm not judging anyone.Also, I just left a job where people were overseas more than they were home for long periods of time.There are just tons of reason why solid, upstanding people don't live the way you might expect them to. 

In my area, licensed plumbers' hourly rate is only rivaled by dentists.

If you don't have good credit, then the rates you'll get at those sites will rival that of credit cards.How much do you need and what is your purpose?

However Baltimore is the only city in the top 25 markets where the rental rate of return is over 20%Baltimore has one of the most stable economies in the United States, median household income averages $70,000 which ranks #4 in the U.S.Baltimore’s millenial population has grown 16% in the last 5 yearsBaltimore has over 1,000 miles of natural shoreline making it one of the most beautiful places to liveBaltimore gets over 2,000 hours of sunshine a year, rivalling Florida as the “sunshine state”Over 2.7 million people reside in the region making it the 20th largest metro in the countryHigh opportunity and relatively low home prices make Baltimore one of the hottest Real Estate markets in the nationProperties can be purchased in the $70 - $85K range and rents range from $1300 - $1600 a month for 3 - 4 bedroom homes.