Will there be a delta between the two valuations, yes.  

I get the argument of selling it now to take advantage of not having to pay capital gains on the delta, but so long as you're in a situation where you're positively cash flowing the property by having a tenant in, there I'd keep it.

What if an opportunity to find 15% cash on cash return was available following the purchase of your primary in which you were saving 4.5% interest by putting 20% down, you would lose the delta/spread of 10.50 per year that could not only pay the difference of a higher mortgage from your primary but also simultaneously provide you an additional revenue per month to cover your other expenses...

I'm purchasing properties in the following Colorado cities:-Grand Junction-Fruita-Clifton-Palisade-Delta-MontroseAny wholesalers with properties in these areas, please contact me!

@Ben Roberts,Try one of these 3 attorneys.Greg Ziskind at CloseTrakWill Griffin, Jr. at Griffin, Clift, Everton & MaschmeyerDoug Beaty at Delta Title Services, LLCThey are very experienced at working with investors.

I am Dan. I have a beautiful wife and two daughters under the age of three. I currently make decent pay at shift work but I have wanted to get into real estate for a couple years now. My only experience is from purcha...

I'm still doing the plus and delta to make sure I'll not become a liability and is fully motivated to make this move (in my mind I believe I am, but I have to make sure to make a plan and follow through)!

@David IvyIs your numbers the total population to date after the delta?  

While there is no way to calculate that, nor would I bother LOL, it's a cheap known cost and a much higher albeit unknown upside. again, for <$200 delta

I was looking at a Homepath fourplex down in Delta and had similar concerns.