I've found out that they are very sensitive when it comes to flagging(deleting) posts that look like spam.  

To the buyer, 99% of the items a home inspector brings up might be very sensitive and important.

Anything else I could do to safeguard myself?

However, this is a new area of the market place for me and researching and obtaining advice is a great starting point in this sensitive area.

Sounds like your situation is time sensitive...do you have assets like a primary residence you can pull equity from?

If you do it yourself, what safe guards do you put in place to make sure you aren't violating any debt collection laws?

We are a member of the FEA and have established several safeguards to protect our clients.

It only safeguards you.Hope that helps!

Is that because as a seller, one is safeguarding them self against complications, such as foreclosures, and a low downpayment paying buyer (like me using an FHA) appears as a risky repayer? 

Although I was tempted since she had solid income, I just felt uneasy having someone "have a business in my business." especially the sensitivity with children and unexpected falls, fights etc.