Also many other Counties in non-covered States also include it. 

OP it’s a good idea as long as you tie the investment to the military or civil service market.  

Id keep looking if it was not an approved short sale ( even an approved short sale takes a very very long time and theres no guarantee that you will even close on the house after months of waiting). q1)There are plenty of non traditional lenders that could offer you construction financing if the numbers make sense but it will cost you with points and a higher rate.

Let me know if I can be of service.  

We can't risk a client sending an unlicensed or non-qualified contractor into the property as we share liability for that.  

I'm using Minoan to furnish a luxury STR and it's been incredible, and I am actively trying to find a way to better leverage their service. 

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They can also be more forgiving on condos (warrantable versus non) at times.