. ■ Mortgage ( 20% down so no PMI ) ■ HOA■ Electricity ■ Gas ( None because new construction house has electric stove ) (Everything is electric )■ Water Bill ■ Camera Security system ■ internet ■ Lawn Care■ Regular Maintenance □ Will I need to pay for " Trash " ?

He's pretty much retired and just enjoying training people.https://www.biggerpockets.com/forums/79/topics/1147286-is-pa...Jay Hinrichs#3 All Forums Contributor LenderLake Oswego OR Summerlin, NVReplied 9 months agoQuote from @Jonathan Chan:I'm actually in the subto group and it's not a scam.

Our training in "one on one" and we guarantee a purchase.

. $5,000 net after taxes and insurance Internet is responsible for maintenance.Down payment: 30kValue: $725k +Current loan: $440kI just wanna pull $50-$75,000 of equity out of the property without being killed on a really high interest rate.

So they are essentially your VA, but they are specially trained in maintenance, so this is much better than hiring someone you don't know and have to train.

However, he gives you all the real-estate-feel-good info that you can get from biggerpockets and the internet or a book or two for the low little price of $10,000 of your hard earned money (that is better spent on an FHA loan as a down payment on your first owner-occupy multi).

If it wasn't for his training, I wouldn't have done a fix n flip and made $70,000 in 6 weeks, but I also took action, which most won't.Check it out at https://youtu.be/SyfJkyhaeeg

Evan I will not invest in a sponsor that I see either on instagram in the shiny new home, fancy cars etc. or acts as an influencer with all these training programs.

. $5,000 net after taxes and insurance Internet is responsible for maintenance.Down payment: 30kValue: $725k +Current loan: $440kI just wanna pull $50-$75,000 of equity out of the property without being killed on a really high interest rate.

True, you do not know, and neither does a salesperson from a cost seg company unless they  have reviewed your tax return and have the training to understand it.These two posts may provide some context:https://www.biggerpockets.com/forums/51/topics/1075919-five-...https://www.biggerpockets.com/forums/51/topics/831924-beware...