If I had to meet the customer to provide them with headsets it would defeat the purpose, in most cases it would be easier to just meet them at the actual property instead. 

To pay 61k defeats the purpose of utilizing a VA home loan and in this instance it would make more sense to follow through with a Conventional or FHA.  

I will be honest, I felt a little defeated.

The homeowner was making the payment on time, so no late charges had accrued.I'm looking to see if someone has successfully defeated a claim like this, utilizing the Debt Collections Act and other unfair collection practices as a defense or counterclaim.  

This defeats the whole house hacking philosophy. 

They know it will get defeated in the courts.

Many indicated a willingness to sell their rentals, who were just scraping by to make the mortgage payments, reducing the amount of available rentals, defeating the purpose of the bill.  

It would defeat some of my purpose if I trashed anything useable and worse, paid money to take throw it in the landfill.

Seems like it defeats the purpose of an appraisal if they are only going to come in at asking price.I was also wondering what "Cost Approach" was on the appraisal and the difference between that and the "Sales Comparison Approach" and "Income Approach".Thanks for helping the un-educated become more educated :)

You cannot defeat what you cannot define.